Ottawa ( or ) is the capital of Canada. It stands on the south bank of the Ottawa River in the eastern portion of Southern Ontario. Ottawa borders Gatineau, Quebec; the two form the cores of the Ottawa–Gatineau census metropolitan area (CMA) and the National Capital Region (NCR). The 2011 census reported a population of 883,391 within the city, and 1,236,324 within the CMA, making them the fourth-largest city and the fourth-largest CMA in Canada respectively. The City of Ottawa has since estimated it had a population of 943,260 in 2013. Founded in 1826 as Bytown, and incorporated as “Ottawa” in 1855, the city has evolved into a political and technological centre of Canada. Its original boundaries were expanded through numerous minor annexations and were ultimately replaced by a new city incorporation and major amalgamation in 2001 which significantly increased its land area. The name “Ottawa” is derived from the Algonquin word Odawa, meaning “to trade”. Initially an Irish and French Christian settlement, Ottawa has become a multicultural city with a diverse population. The city is among the most educated in Canada, with several post-secondary, research, and cultural institutions. Ottawa has a high standard of living and low unemployment. It ranks 2nd out of 150 in the Numbeo quality of life index, 14th out of 221 in the Mercer Quality of Living Survey, and it contains a UNESCO World Heritage Site.